Sunday, December 2, 2012

Advice For Persons Who Want To Make Money In Real Estate

By Darren Blades


Investing in real estate remains one of the easiest ways to make money. The value of land, buildings, houses and other real estate properties keeps rising by the day and so does the demand. Land does not increase in supply but the population keeps increasing. This only means one thing: the many buyers wishing to own property have to compete for the limited properties available. Very little training is needed for people who want to make money in real estate.

There are two options for investors in this area. One of the options is to buy property and hold it for some time. This allows the value to appreciate naturally. While one is waiting for it to get to a suitable value, they can rent the property out. The rent takes care of the mortgage, taxes, utilities and provides some income for the owner.

The second option is referred to as flipping. With this option, the investor will buy property at a price that is less than the market value and then resell it almost immediately. Although they may not make as much profit as in the first instance, their chance of making a loss is considerably lower. Their target is a motivated buyer who intends to hold the property for a longer period of time.

There are a number of ways in which property may be bought at a price that is lower than the market value. The first instance is when the property is in foreclosure. This is a situation where the owner of the property fails to pay for their mortgage and the mortgage lender seizes this property. Normally, the lender, usually a bank, will want to recover their money in the shortest time possible and so they will sell the property at low price. The investor buys this land and puts it up for bidding.

Another plan is to buy fixer-upper houses. These are houses that are run down and require repair. The buyer buys them in this state and rehabilitates them. This may include painting and fitting in new windows or in some cases more extensive structural repairs. It is important that one learns how to inspect this kind of property and that they be able to make estimations on the costs of repair. Underestimating the cost of repairs may lead to huge losses in the end.

The other thing one can do is to option property. Here, the buyer looks for property that is being sold and makes a deal with the seller. They offer to buy a small option of this property at a small fee (this is usually $ 100). This signifies their commitment to buy the property at a given date and at a fixed price. Failure to honour this agreement leads to the forfeiture of the fee. This arrangement gives the investor time to identify a buyer.

As with any investment, there is a chance, although a bit small that one will make a loss. The trick is to get in when the prices are lowest and to exit when they reach their peak. It may be a bit difficult to predict changes in demand for properties. Smart investors anticipate changes in mortgage rates, economic growth and unemployment rates which directly affect demand.

Contrary to popular belief, one does not need to be extremely wealthy to make money in real estate. If capital is a challenge then teaming up with friends and relatives is an option. Over time one will able to raise enough money that they can use to invest by themselves. This is as long as they remain open minded and patient.




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