Friday, August 22, 2014

Shortsale Pitfalls For Waterfront Homes For Sale

By Linda Ruiz


Homeowners should know the importance of having a house. However, there are times when they have to let it go. If not for foreclosure, they have to deal a shortsale to be able to leave the house in good hands. When dealing with shortsale, the homeowner should know how to make it successful as well as what expectations to have out of it.

When you are taking this transaction, the most important thing to pay attention to is the pitfall that usually comes with it. There are mistakes that both agents and amateur sellers usually fall victim to for waterfront homes for sale Naples FL. If you do not want to lose the house without getting anything out of it, then you better avoid making the following mistakes.

First, you should never price your house incorrectly. It is a must for you to go through proper research like where in the shortsale price range your house falls under. You also have to figure out factors like the neighborhood or the mortgage to the house before you make the price. It should be a price that is reasonable and appropriate to the house.

Another pitfall is when you make a shortsale proposal and it is incomplete. This is the most common reason why the shortsale will never get approved. Usually, this happens when the agent you hired does not understand the process for the shortsale and what your lender is looking for. You better talk about this in detail.

Inadequate follow up and communication happens when the agent does not check up on everyone who is involved with the shortsale. If the said agent is not following up on these people, the process will progress really slowly. There might even be lots of delays if the agent is not following up on it.

Not having enough time is a pitfall. You need to get a timeline from your agent about the foreclosure process in your area. Thus, the agent you find should know and understand what the foreclosure laws within the area so that you can follow through with the shortsale without losing the house to foreclosure.

Do not forget to submit a complete deal. You should never have any missing papers or you should not be haphazard with the submission. No matter what time of the year it is, the department is most likely understaffed all the time. You cannot expect them to go an extra mile with your deal.

Do not choose a buyer with a low offer. There are times when the lenders will just prefer foreclosure rather than agreeing to the shortsale because the buyer is offering a price that is too low. No one will be happy with that but the buyer alone. To have a win-win situation, the buyer's offer should be reasonable.

Try to evaluate the contract of the buyer. You have to make sure that it is strong enough. In order for you to know whether the deal is strong enough or not, you have to figure out the qualification of this buyer to make this purchase. Verify his or her ability to make the said purchase before agreeing to anything.




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