Sunday, October 13, 2013

The Many Ways To Rid Yourself Of Your Timeshare Obligations

By Mitchell Sussman


A timeshare contract is a legal document which many so - called timeshare authorities often contend is a perpetual and non - cancellable agreement. In fact, most timeshare companies will tell you that their contacts are not cancelable. This misconception is perpetuated by timeshare companies and user groups that are funded, controlled, and maintained by the timeshare industry themselves.

Under general contract law, the truth of the matter is contracts are cancellable for a variety of reasons. Common grounds for cancellation include mistake and fraud. But there are others. Burdened by the obligations of a contract, a person moreover, may "terminate" it for reasons other than breach and as a result may no longer be bound by the contract.

"Cancellation" occurs when either party puts an end to the contract for breach by the other. Its effect is the same as that of 'termination' except that the canceling party may also sue for breach of the contract or any unperformed balance." Uniform Commercial Code 2106(4); see 13 Corbin (Rev. ed.), 73.2; 13 Am.Jur.2d (2000 ed.)

"Termination" occurs if either party, pursuant to a power set forth in the contract or by law, puts an end to the contract otherwise than for its breach. Uniform Commercial Code sec. 2106 (3)

A breach of contract by a party to the contract may lead to the non - breaching party being released from their contractual obligations. As such, being bound forever by a timeshare contract is a notion that is erroneous as a matter of law.

The author hopes that this article will provide a ray of hope to those timeshare owners who are no longer interested in being tied to their timeshare and its lifetime of financial obligations.

To start, when you first purchase your timeshare, most states have a rescission, or "cooling off," period during which timeshare buyers may cancel their contracts and have their deposit returned. This is known as the "right of rescission."

Once this period expires, however, most timeshare companies will have you believe that their contract is not cancellable and you are thereafter bound in perpetuity to pay the ever increasing maintenance fees that go along with timeshare ownership.

Proponents of timeshare ownership would have you believe that once the "right of rescission" expires the only way to rid oneself of the timeshare contract involves a transfer of ownership to a third party willing to take over the maintenance obligations.

In fact, most timeshare user groups and virtually all timeshare companies want you to believe that under no circumstances will a timeshare company voluntarily take back their timeshare. This again, is not true.

What is true is that most timeshare companies will not willingly take back their timeshare. As will be seen below, when faced with litigation or the potential of litigation, many timeshare companies will in fact either take back their timeshare or simply agree to release the timeshare owner from any future liability in connection with the timeshare contract.

I'd like to devote a little time, before I discuss the latest developments in cancelling a timeshare, to the more traditional means of getting rid of an unwanted timeshare.

As mentioned above, the traditional means of ridding oneself of an unwanted timeshare is through a sale, donation or transfer.

One of the problems in selling a timeshare, is that many unwary timeshare owners fall prey to listing companies that propose to list their timeshare for sale at prices simply not justified by the open market. These listing companies have been under investigation for fraudulent and deceptive practices. It is therefore recommended that a proposed timeshare seller wishing to sell his or her timeshare obligation, should first consider selling their timeshare by listing it on sites like eBay or Craigslist.

Other options are to list it through the developer, if the developer handles re-sales, or through a timeshare resale broker. One thing the proposed timeshare seller should not do is pay an advance fee for the sale of their timeshare. It is these advance fee practices that have fallen under the scrutiny of state Attorney Generals.

Another frequently discussed solution to the problem of how to be released from your timeshare's financial burdens, is to donate the timeshare. Where there once were a number of organizations that accept deeded-timeshare donations, with the ever increasing burden of maintenance fees which seem to go up every year, such organizations are a vanishing breed.

Simply transferring ownership to a third party who will merely take over the yearly maintenance obligations is another "exit strategy." Such persons won't pay you for the timeshare and in many cases the timeshare company itself will simply refuse to recognize the transfer. In addition, with the transfer to a third party the timeshare resort, more often than not, will charge or impose their own fee, known as a "resort transfer fee." These fees, themselves, may make a transfer to a third party prohibitive for those faced with financial difficulties.

In recent years, however, legal techniques pioneered by real estate attorney's specializing in timeshare litigation have emerged. These techniques, which involve application of the legal principles of cancellation and termination, reached their zenith in a series of lawsuits filed in California filed by a private law firm on behalf of a group of timeshare owners who wanted nothing more than the complete release, termination and cancellation of their timeshare interests.

Other similar actions have followed, all seeking damages for the type of fraudulent and deceptive conduct that is frequently utilized by timeshare sales people to induce unwitting potential owners to sign on the dotted line.

The following representations are typical of the false promises typically made at the time the timeshare was sold:

a. That the timeshare interest purchased would appreciate and increase resale price and value over time.

b. That the timeshare interest purchased could be freely

exchanged, transferred and sold.

c. That the timeshare interest purchased was a financial

investment.

d. That the timeshare interest purchased would result in the

purchaser receiving booking priority over non - purchasing

vacationers wishing to stay at one or more of the

properties owned and/or maintained by the defendant.

As a result of the filing of the aforementioned legal actions, timeshare companies have become more willing to release timeshare owners from their timeshare obligations, even without resort to litigation.

If you are interested in getting out of your timeshare, you should retain an attorney who is familiar with timeshare laws and the various methods of terminating a timeshare contract.

In conclusion, do not believe the unscrupulous companies who tell you that it is impossible to get out of a timeshare contract. Should you be victim of timeshare fraud, you too may be able to terminate your timeshare contract.




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