Thursday, September 26, 2013

Title Company Clinton Township MI

By Dale Peck


Engaging the services of a professional title company Clinton Township MI simplifies the process of land transfer. They ensure that you get legitimate property in an accurate, safe and efficient manner. They conduct extensive searches on behalf of individuals, companies and institutions hoping to purchase land. They are experienced in matters concerning transfer of property and will make it less complex. These processes ensure that you are not duped into buying property that is not legitimate.

A thorough search is conducted to ensure that the person selling the land is the legitimate owner. Other issues that might affect transfer include judgments, mortgages and liens. Any outstanding tax payments need to be cleared before the property can change hands. Restrictions, easements or leases that are likely to affect the lands are uncovered as well. This gives you the green light to purchase or abandon that land.

The revealed status enables the firm to issue an opinion letter on the land. The letter contains details revealed during the search and opens the way for issuance of insurance to protect the owner or the lender in the event that a law suit emerges. The firm also runs an escrow account that is used in case a closure is needed on the property. They have closing authority after all necessary documents are presented. This paves way for new documents to be processed with the name of the new owner.

The title company determines the legitimacy of the deed for the sake of the buyer. It gives the buyer confidence in the knowledge that it is valid. This is an assurance that this property will be transferred immediately after payment and is ready for use. Completion of payment makes him the rightful owner.

Property survey forms part of the search that the firm must conduct. It establishes if the land sits on boundaries that have been indicated in the records. This will also reveal if any neighbors have encroached into it from any end. The search will reveal if easements are going to have any effect on the value or usage of your property.

The abstract issued after a search includes details on the history of that piece of land. Insurance cover comes in two forms. One is meant to cover the lender and the other to cover the owner. Different counties have different requirements on who pays for the insurance. It is either the buyer or the seller depending on the location of the property. It is however crucial to ensure that you have this insurance to remain safe in case of a lawsuit.

Enjoying peace of mind after purchasing a property depends on the experience and expertise of your chosen firm. It is prudent to get a referral from a reliable person like a friend, estate agent or your lending institution. Firms that have dealt with such cases for some time understand the market and will give you value. They understand property procedures in the area and will deliver quality services.

Choosing the right title company Clinton Township MI guarantees a smooth, accurate and efficient property transfer process. Experience makes it easier because they understand local processes and have established connections. An experienced person will deliver fast and cost effective services on any value of transaction.




About the Author:



No comments:

Post a Comment