Friday, October 19, 2012

Coldwell Banker By The Lake Homes

By Ralph Bauer


Well it is now official. If you need any hope in the real estate market turning around, you just have to take a look at the job figures each month. Unemployment is going down and more people are back to work. We have a long way to go but the positive is that we have just received word that foreclosures are on their way down in most areas of the United States and home prices are starting to rise.

Have you seen or heard that real estate prices are rising in your area. I know that in Denver North Carolina we are seeing more people becoming homeowners and investors. Low mortgage interest rates are also hoping to bring buyers back into the market. When investors started to see prices tumble, they left the real estate market. Now that they see prices on the rise, they are buying up single family homes and properties in bulk. In other words, now is the time to buy.

Lets go back to mortgage interest rates. A close friend who has been in the mortgage industry for over 12 years remarked that as of October 2012, the current 30 year mortgage rates are the lowest that he has ever seen. We are talking about rates below 3.5% and 15 year rates below 2.9% for those with very good credit. What do these rates mean for the average buyer? They often mean saving hundreds of dollars on an average monthly mortgage payment.

In regards to pricing we are finding many communities with single family homes well below $100,000. How about buying a home for $30,000? Yes, there are plenty of homes available at this price level and below. Obviously each city and town differs but where you would once have to pay $200,000 for a property just 5 years ago and you can now purchase that same property for $79,900, there should be a profit that can be made either by buying and holding or rehabbing as an investor.

News was just released today stating that we will have the best seasonal employment opportunities in some five years. My recommendation as an investor and if you happen to speak to a Coldwell Banker By The Lake realtor is to check out the real estate market and buy now.




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