Wednesday, January 9, 2019

Timeshare Cancellation And Other Options For Ridding Yourself Of Vacation Shares

By Deborah Jones


A lot of people mistakenly believe once they get into timeshares they can't get out of them. Companies that sell timeshares like to perpetuate this myth because it saves them time, money, and aggravation. In fact there are a number of ways to get rid of this kind of real estate obligation. Timeshare cancellation is just one of them.

It is easier than people think to get caught up in the possibilities of timeshares. You get invited to luxury resorts, tour gorgeously furnished condominiums, play eighteen rounds of golf for free, and sip great wine at the company's expense. After the sales pitch, you wonder why you signed the paperwork so quickly. It's possible to cancel your contract, but you need to act quickly and follow all the rules and regulations.

Most contracts have clauses that describe how to rescind the contract. If you do not find it, even in tiny print, you should go immediately to your state's government website and find what the law is regarding cancelling timeshares. Almost every state allows purchasers anywhere from 3 to 7 days to rescind. Mexican timeshares aren't subject to American rescission laws. Buyers of Mexican timeshares do get 5 days to cancel contracts though.

You must cancel your contract in writing. Do not attempt cancelling over the phone or by email. You have to send the company a certified letter containing all the contract information that is pertinent.

That information should include your name as it appears on the contract, all your contact information, the timeshare company name and address, a description of what you purchased and the date you purchased it. It isn't necessary to give the company any explanation as to why you are cancelling, just a clear sentence that you are and that you're doing it within the the allocated time.

The seller must receive your letter prior to the rescission date. That is why it's critical that you mail the letter in some way that it can be tracked, either by certified or registered post. Hand delivering the letter is ideal, if possible.

The company may try to deny your cancellation by saying it did not receive the letter within the prescribed time period. You'll be out of luck unless you can prove that they did receive your letter by the deadline. It will also be a problem if you didn't exactly follow the instructions on cancelling outlined in your contract or as required by the state.

If cancelling this way doesn't work, there are other options. You might try selling your unit shares on your own or list with the developer. No advance fees should be paid however. You might try donating your share, but that can be difficult. You may find someone to transfer ownership to. You could also get in touch with a lawyer specializing in cases where owners want out of their timeshare contracts. These cases are won when it can be proved the sellers acted in a fraudulent or deceptive way when making claims about the value of their timeshares.




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