Friday, July 6, 2018

What You Need To Know About Filling Out Missouri Real Estate Contract Forms For Sale By Owner Homeowners Use

By Virginia Parker


When you get ready to sell your home, one of the first decisions you have to make is whether or not to hire a Realtor. There are many advantages to having a Broker, but you will have to pay a commission when the house sells. If you've already got someone willing to buy your house, you might eliminate the Broker, and formalize the sale yourself using one of the Missouri real estate contract forms for sale by owner sellers recommend.

Contracts are legal documents that can have consequences when they aren't filled out properly or have vital information left out of them. You can start by filling out the basic information. As the property owner, the name you put on the agreement must be your legal name, or the name of the entity selling. You will need the legal description of your property and the date of your agreement.

The agreement must stipulate the terms of payment. You have to enter the purchase price, numerically and written out. You must include the earnest money payment made by the buyer and stipulate who will hold that money until closing. The entity paying the property taxes must be included. Normally, the seller pays the taxes through closing.

As the seller, it is your responsibility to disclose any defect regarding the property that you know of. There are states where sellers are required to search for any possible defects and disclose them. You need to find out what the law is in the state where your property is located. Water damage is the most common defect.

All the contingencies affecting the transaction should be outlined. The home inspection is one example. Most agreements allow the buyer a specified amount of time to have the property inspected and raise any objections. If there are issues, and an agreement cannot be reached about solving them, the buyer has the right to back out of the deal. A buyer's ability to get financing is another important contingency.

A house built before 1978 must have a lead based paint disclosure form attached to the contract. This gives the buyer a time frame to inspect the property or waive any inspection. The buyer has to disclose any homeowner's association fees and how much they are. If something like a golf membership is being transferred from the seller to the buyer, that must be disclosed.

The closing information should be outlined in the agreement. Most closings occur between thirty and sixty days of contract signing. The entity paying the closing costs must be identified. If the costs are being split between a buyer and seller, the percentages must be included.

If you already have a buyer lined up when you get ready to sell your house, you can bypass paying a Realtor a commission. All the contract forms you need are available online. It's a wise idea to spend a little to have an experienced real estate attorney look them over though.




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