Wednesday, October 1, 2014

Raise The Value Of Your Estate Appraisal To The Roof

By Karina Frost


You are thinking of buying or building your dream house and you know that it would take a lot of money therefore you need to loan from the bank. That is when the real estate appraisal comes in. It would determine the market value of your home. Most banks or lending companies would have an appraisal as a requirement before they let you borrow money.

An appraisal becomes a requirement for lenders and banks because they want to make sure that the property would be able to cover for your loan. That is if in case you would not be able to pay for it. When your estate is foreclosed, the appraisal would help the lender see if the money they lend to you would be worth it. This is one fact that you should know especially if you have an estate appraisal New York.

If you are planning on buying a new home and selling the old one, you would need funds as well. Appraisals could come in handy at times like this. The evaluation would tell you the possible market value of your home and help you get ready for the next big step.

Getting a higher appraisal rate is in the best interest of all the parties involve. But how would you nail that high price you are aiming for. That is simple. You just need to stick to these pointers you will surely get it.

The first impression of the appraisers is the most crucial part of the whole process. The first thing that they would see is the exterior of your place which is why it is important that as a homeowner, you maintain the beauty and landscape of your home. Trimming the shrubs and making sure that the plants are all in place would make so much difference. The outer area of your home would set the mood of the appraisers and would determine if they would be disappointed or interested to look into the other details of the house.

A clean house always gets the vote for higher appraisal rate. It is true that it is quire difficult to manage the clutter especially if you have to balance work and house chores. But when the assessment day comes, no clutter should be present. No dust or rust in every nook, cranny and corner of the home.

Home improvements such as renovations and repairs is the best way to ensure that coveted high priced appraisal. If the paint needs to be redone then do it. You also might want to add a range hood for your kitchen. And you need to consider letting go of furniture that is doing more damage than good to your room.

Not a single knob or faucet should be broken. Everything must be in place and should swing or open as it originally should. If there are things that need to be fixed, do not wait for tomorrow to fix it. Waiting would only escalate the damage and then you would need to spend more.

If you have some kind of special feature that you can offer to the appraisers, it would be a good idea to mention it. There is also a good chance that the agents would be impress if you told them the home improvements that you recently did. Always be proactive in telling them why your property deserves a good price.




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